Loan Officers

Thank you for allowing us to help you with your mortgage needs. We are Mortgage Brokers. This means that we have the ability to shop several lenders and find you the best rate and loan specifically for you. Below are the Loan Officers that will help you purchase your dream home.

JC Rubiola
(210) 771-8883
jc@rubiola.com
NMLS# 270635

Louis Rubiola
(210)379-5900
louis@rubiola.com
NMLS# 242351

Darin Hair
(940)536-8910
darin.hair@gmail.com
NMLS# 2657489

Robert Michael Pollock
(858) 245-4560
mpollock99@gmail.com
NMLS# 2265976

Bill Graham
(210)829-1818
billg@rubiola.com
NMLS# 314890

What is a Loan Officer?
Loan Officers, also referred to as “Mortgage Loan Originators,” are people who work with the main objective to recommend individual and business loan applications for approval and participate in the front end of the mortgage origination process. Loan officers specialize in commercial, consumer and mortgage loans. Loan officers that originate residential loans must obtain NMLS credentials. This includes: a background check, prelicense education, a credit check, and a national exam. A national exam known as the SAFE MLO test must be passed and in many cases individual states require testing. We are knowledgeable and ready to help you buy your dream home.